Highlights A medical captive as part of a self-funding arrangement is a non-traditional health insurance approach that benefits advisors and their clients. Advising companies in a medical captive can help you deepen relationships with clients and set you apart as a leader in the insurance advising industry. As a medical captive advisor, you can help … Read more
Ask if the gas you buy is filtered at the pump and whether the station has a policy about changing pump filters regularly. If you get songs and dances, find another gas station. Some stations do not have pump filters, making you more vulnerable to dirty gasoline. Other stations may not mix alcohol and fuel … Read more
Dean is a single Canadian in his twenties looking forward to buying his first home. He’s planning to increase his home savings as his income grows over time. Dean’s advisor recommends a First Home Savings Account (FHSA) because it will give Dean up to 15 years to save, which suits his budget and time frame.
Preparing for the future is an important step to protect your family. What is the average cost of life insurance (and is it worth it)? The average cost of life insurance is very affordable—around $350 a year. However, that number only tells part of the story. The real question isn’t just about the average; … Read more
“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Cosmetic dentistry has become increasingly popular in recent years, as more and more people seek to improve the appearance of their smiles. However, many individuals are unsure about what cosmetic dental procedures are … Read more
Save as PDF Over the past few years, nearly every homeowner in the U.S. has seen an increase in their homeowners insurance premium. According to Money.com, an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. Although individual rates are based on … Read more
Absolutely, yes. Climate change will affect your homeowner insurance over the upcoming years in a myriad of ways. Whether these changes manifest as increasing premiums, reduced coverages, new exclusions, non-renewals, or a combination of all these points, property owners in the US can expect to see significant changes to their home policies. In this article, … Read more
Chubb, AIG, and Amica lead other insurers in J.D. Power’s assessment of customer satisfaction for home insurance, but the consumer intelligence company said more people are shopping around. The good news for insurers is that only 2.2% actually switched—and that’s down from results two years ago, according to J.D. Power’s 2024 U.S. Home Insurance Study. … Read more
Navigating health insurance as a self-employed individual in California can be challenging. Whether you’re a freelancer, a small business owner, or an independent contractor, understanding your options is crucial for maintaining your health and financial security. This guide will help you explore the best health insurance plans available through Covered California, focusing on both individual … Read more
The transition from summer to fall can be a sad one for some as we experience the weather shift in preparation for winter. For others, autumn is their favorite season. No matter how you feel about the seasons changing, we’ve put a list together of ways that you can make the most of fall. … Read more