When the weather turns chilly outside, many homeowners turn to a fireplace, space heater, wood-burning stove or patio heater to make their space a little cozier. Yet these appliances require proper installation, use and maintenance to keep you, your home and your family safe. Installing and maintaining working smoke and carbon monoxide detectors is … Read more
Preparing for the future is an important step to protect your family. What is the average cost of life insurance (and is it worth it)? The average cost of life insurance is very affordable—around $350 a year. However, that number only tells part of the story. The real question isn’t just about the average; … Read more
Chubb, AIG, and Amica lead other insurers in J.D. Power’s assessment of customer satisfaction for home insurance, but the consumer intelligence company said more people are shopping around. The good news for insurers is that only 2.2% actually switched—and that’s down from results two years ago, according to J.D. Power’s 2024 U.S. Home Insurance Study. … Read more
Insurance is a great way to protect valuables, but it can only work after a loss occurs and if the loss is covered. As losing your valuables is stressful and likely expensive, prevention is vital. This is why I threw an air tag into my suitcase before a recent trip. Here is what happened. Protect … Read more
With the heightened awareness of identity theft and cyberattacks, it makes sense to protect our families at home. But how do we do that? We talked with the experts from our IT security team to give you 10 ways to protect your family from identity theft, both online and offline. Use multifactor authentication Label the … Read more
State Farm was the only one of 10 major players in the homeowners insurance market reporting a worse second-quarter loss ratio for the line than it did in 2023, according to a new analysis. The outlier result came even as State Farm, like its competitors in the space, recorded a double-digit jump in premiums, according … Read more
As residents in New Hampshire and across the country feel the financial pain of rising costs, many are searching for ways to save money. This has increased the number of people considering switching home insurance companies in hopes of obtaining lower premiums.
Though this may be a good way to save, there are some things to consider before making the move, as what seems a “better deal” may not be in the end.
Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage while you are away. Here is a checklist we have developed to help you have a relaxing and peaceful vacation. Make sure all electrical appliances are turned off. Clean the refrigerator … Read more
Just because new construction homes aren’t occupied doesn’t mean they aren’t full of risk. From unexpected weather events to accidents on the job site, a lot can go wrong. That’s where Builder’s Risk Insurance comes in. This specialized type of insurance is designed to protect construction projects from unforeseen setbacks, offering peace of mind as … Read more
In the face of continued claims inflation, new data from Consumer Intelligence reveals the home insurance market could be making moves to protect itself. The cost of construction materials has seen a significant increase since 2021 following a series of economic factors. Pile on increases in labour costs as well as supply issues for key … Read more